Privacy Policy Global Financial Technology LLC (OMPAY) provides this Privacy Policy to outline our information collection, usage, and sharing practices. This policy applies to information collected through mobile applications, such as the Mobile Wallet Solution. By using our websites, applications, or services (“Services”), you agree to the terms of this Privacy Policy and consent to our use and disclosure of your personal information as described.

1. Information Collection

OMPAY collects personal information (“Personal Information”) necessary for providing our Services. This includes, but is not limited to:

• Personal Details: Name, email address, phone number, date of birth, and demographic information.
• Financial Details: Credit/debit card information (card number, expiration date, security code), bank account details, and transaction history.
• Device Information: IP address, browser type, operating system, geolocation, and unique device identifiers.
• User Credentials: Passwords, PINs, and security questions.

We may also gather usage data (“Usage Information”) through cookies, web beacons, and similar technologies to understand how you interact with our Services and improve your experience.

2. Use of Information

OMPAY uses your information to:

• Provide and manage Services.
• Process transactions and payments.
• Customize user experience and provide personalized content.
• Detect and prevent fraud or unauthorized activities.
• Send updates, promotional offers, and notifications about our Services.

We may aggregate anonymized data for analytics, improving Services, and research purposes.

3. Information Sharing

Your information may be shared in the following circumstances:

• With Service Providers: Third-party vendors assisting in payment processing, analytics, customer support, and other business functions.
• For Legal Compliance: When required by law, court orders, or to protect OMPAY’S legal interests.
• With Business Partners: For co-branded Services or promotions where you have consented to data sharing.
• In Business Transfers: During mergers, acquisitions, or sales involving OMPAY’S assets.

OMPAY does not sell your personal information to third parties for marketing purposes.

4. Security Measures

OMPAY employs industry-standard security measures to protect your data, including:

• Encryption of sensitive information.
• Firewalls and secure access protocols.
• Restricted access to authorized personnel.

While we take precautions to safeguard your information, no system is entirely secure. Use our Services at your own risk and take care to protect your credentials.

5. Cookies and Tracking Technologies

OMPAY uses cookies to enhance your browsing experience. Cookies help us:

• Analyze user interactions.
• Deliver personalized content.
• Ensure security and detect misuse.

You can disable cookies through your browser settings, but some features of the Services may not function correctly without them.

6. User Rights and Choices

You have the right to:

• Access and update your personal information.
• Can delete the user account from your device, data retention period subject to legal and regulatory obligations.
• Opt-out of promotional communications.

7. Third-Party Links and Services

Our Services may include links to third-party websites or features, such as social media integrations. OMPAY is not responsible for the privacy practices of these third parties. Review their policies before sharing your information.

8. Updates to the Privacy Policy

OMPAY reserves the right to update this Privacy Policy periodically. Significant changes will be communicated via email or notices on our Services. Review this Policy regularly to stay informed.

9. Contact Information

For questions or concerns regarding this Privacy Policy, contact us at:

• Email: [email protected]
• Phone: +968 24442679

Thank you for trusting OMPAY with your personal information. We are committed to protecting your privacy and providing a secure and reliable service experience.