1.1 How we collect your personal information
We collect two types of information about you: (1) personally identifiable information provided by you to us as well as information we learn about you from your use of our services and the App; and (2) information we collect that allows us to understand and optimize the operation of the App, which cannot be used to identify you.
We collect personally identifiable information about you only when you specifically give it to us. We may also collect information relating to the transactions you carry out, including details of any bank accounts you transact to and from the App. We do not generally disclose this information to third parties except in the circumstances set out in Section 1.5 below.
1.2 Sharing your personal information with third parties
1.3 Marketing communications
We may send marketing information to you in relation to promotions that we run from time to time or service offerings we consider may be of interest to you. You may opt-out of receiving such marketing communications at any time by contacting us at support@OMPay.com.
Third-party providers will not be permitted to market to you directly in connection with other services they offer. In the event that you receive any such marketing communication that you have not specifically requested, you should let us know immediately.
1.4 Protecting your personal information
The transmission of information via the Internet is not completely secure. We will do our best to protect your personal information while it is in our possession; however, we cannot guarantee the security of your data transmitted online or over the App.
We recognize industry standards and employ security safeguards to protect personally identifiable information from unauthorized access and misuse. All information you provide to us is stored on secure servers. Any payment transactions will be protected and safeguarded by encryption.
We will retain your personal information only for as long as necessary to fulfill the purposes for which we collected it, including for the purposes of satisfying any legal, accounting, or reporting requirements.
1.5 Disclosure of your information
With your permission, we may disclose your personal information to third parties in the following circumstances:
- To provide you with the payment services available through the App, including e-wallet services.
- To assist us in supplying our services to you or to perform certain functions on our behalf, such as IT support services or professional services.
- In the event of a sale, merger, liquidation, receivership, or transfer of assets of OMPay or one of our affiliated companies, to the prospective buyer of the business and their professional advisers.
- If required to do so by law, court order, or regulatory authority of competent jurisdiction or if we believe that such disclosure is necessary to protect, defend, or enforce our rights. This includes exchanging information with other companies and organizations for the purposes of fraud protection and credit risk reduction.
Please note that we reserve the right to disclose any information we consider necessary or appropriate, including your user profile information (e.g., name, Phone Number, etc.), usage history, and content submitted to the App, in order to cooperate with governmental requests, summons or court orders, or to protect other users or our systems.